HEALTH SAVINGS ACCOUNT
If you are ENROLLED in an H.S.A. Qualified plan aka High Deductible Health Plan (HDHP), you are allowed to open a Health Savings Account at a bank and make tax-deductible contributions up to the annual limit.
P.O.P. AND ERISA PLANS
What can employers offer their employees?
Click the button below to learn more about the employer-sponsored benefits program!
GROUP HEALTH 101
Group Health Insurance is the most crucial part of a benefits package for obtaining and retaining the kind of employees you are relying on to help grow your business.
LIFE INSURANCE BASICS
How to protect your family if you die...what everyone must know about life insurance
Supplemental & Protection Benefits
Additional benefits can help protect your employees, their families, and your business from unexpected financial risks.
Life Insurance Basics
Learn how life insurance can help protect families, business owners, and employees financially in the event of an unexpected death.
Disability Insurance
Understand how disability insurance can help protect income if an illness or injury prevents an employee or business owner from working.
Dental Benefits
Explore employer-sponsored and voluntary dental insurance options for small businesses and their employees.
Vision Benefits
Learn how vision insurance can be offered as a stand-alone benefit or included as part of a broader employee benefits package.
Advanced Small Business Strategies
These resources help explain some of the more advanced benefit strategies available to small businesses.
Level-Funded Health Plans
Learn how level-funded plans work and whether they may be a good fit for healthier small groups looking for potential savings.
ICHRA Explained
Understand how Individual Coverage Health Reimbursement Arrangements may help certain employers offer a more flexible benefit strategy.
COBRA vs. Illinois Continuation
Learn the difference between federal COBRA and Illinois continuation coverage rules for small employers.
Medicare & Employer Coverage
Understand how Medicare may coordinate with employer-sponsored health insurance and what business owners should know.
Educational Video Library
Prefer to watch and learn? Visit our Small Business Benefits YouTube Channel for short videos that explain employee benefits in simple, easy-to-understand English.
Featured topics include PPO vs. HMO plans, HSAs, FSAs, ICHRAs, level-funded plans, ACA rules, Medicare coordination, COBRA, and more.
Ready to Talk Through Your Options?
Insurance can be confusing, and you are too busy running your company to become the expert. That is where we come in.
We help small business owners understand their options, compare plans, and make confident decisions for their employees.