Faith Based Sharing programs are NOT insurance. However, most can be used as a substitute for exemption from mandated coverage required under the law, which means you will not pay a tax penalty if you are enrolled in one that meets the guidelines of ‘minimum essential coverage’.
NOTE: While the law still Mandates coverage, currently there is NO Individual TAX PENALTY to go without coverage.
Christian sharing programs can be a lower cost alternative for families of Christian faith, often 50% -75% LESS than traditional ACA policies. Christian plans can offer coverage for all kinds of major medical claims from accident to cancer treatment to simple Dr. visits and tests as well as provide discounts for utilizing a network of providers, discounts on medications, and access to a FREE telehealth APP with no copay or cost to you!
These plans are not recommended for everyone; you do need to be a Christian - any denomination will do, and you must be a nonsmoker to qualify. They do not decline anyone for any medical conditions; however pre-existing conditions are limited and generally not covered if you are currently being treated. Some coverage is available after period of being 'treatment free'. So individuals with serious ongoing health conditions may want to stick with a traditional, ACA -Affordable Care Act -plan.
If you are Christian, a nonsmoker, fairly healthy and looking to save money but still have coverage for medical medical claims without limits, this might be a good option for you. To check prices and to learn more, click the button below:
CLICK "LEARN MORE" BUTTON FOR QUOTES, INFO AND TO APPLY ONLINE:
NOTE: Our office does not send out these quotes, but allows you easy access to seeing pricing on your own. Simply click the LEARN MORE button below, select for INDIVIDUALS and FAMILIES (there is also a Button for over age 65), click "instant Quote". It will ask for only a few pieces of info - your zip code, State, marital status; then enter the birthday of the OLDEST family member you want to cover; click the number of individuals you want to insure - your options are 1, 2 or 3 or more family members - and see prices! To see prices on ALL plans, click the SEE ALL PLANS to expand the page and see all pricing. By highlighting the plan you want (click on the household portion you want to apply for) a box will open at the bottom of the page to allow you apply for that plan. Scroll down and enter your contact info to begin the application. If you get stuck, please contact us - we are here to help! Call, email or complete the form below.