4 Easy Steps to Medicare Enrollment
Watch this video to get started!


- LEARN About Medicare options...
- Watch this short 6-minute video to determine:
- Do you need to enroll in Medicare A and B now?
- Should you enroll in A only
- Can you delay Enrollment in A and B or just B?
- If you do delay, will you be penalized later?
- Who does not need to enroll at age 65?
NOTE: If you delay Medicare enrollment due to having CREDITABLE coverage through a large employer, you won't face a penalty later and won't need B or D or a supplemental coverage. Your employer’s plan will be primary, and you can later enroll in all parts of Medicare when you retire.

- APPLY FOR Medicare.
- Apply for Medicare A and B through the Social Security Office.
- Watch this video:
How to Apply for Medicare A and B
- If applying for A and B now - move on to Step #3
- If applying for A ONLY and remaining on your Employer group plan, You are DONE!
(Contact CB Health insurance to shop after you Retire and enroll in Medicare B!)

- Provide your information to CB Health insurance:
- Contact our office after you have received confirmation that your Medicare A and B application is approved. Here are the ways to contact us:
- Send an email to Sales@CBHealthInsurance.com - OR -
- Click the button below:
- Our office will email a secure link to provide your info to include the following items:
- Info for Med Supp quotes includes birthdate, zip code, smoker/nonsmoker status
- List of Medications and dosages to shop for Medicare RX coverage
- List of providers including all Dr.'s, especially if you are interested in Medicare Advantage PPO options.
- Answer questions on your budget, needs, travel, and other concerns that will assist us in helping you choose the BEST option that suits YOUR needs and budget!
- Contact our office after you have received confirmation that your Medicare A and B application is approved. Here are the ways to contact us:

- Schedule Zoom call to review quotes, pick a plan and APPLY for coverage!
- Our office will put together quotes and options to suit your needs and budget!
- This will include...
- Quotes with 5 of the top A-Rated Medicare Supplement companies; We will go over all the perks and discounts for each and discuss annual increase.
BEST RX coverage based on your medications, dosages, and preferred pharmacy. We will show you the annual cost including the premiums, any deductibles and copayments.**
**Currently our office is licensed with all Medicare Part D RX carriers in IL.
Provide quotes with all MAPD plans that include your Dr.'s - these Medicare Advantage plans include benefits such as dental, vision, hearing, over the counter benefits, and free health club memberships.
NOTE: Our office will EMAIL you all the info including a recording of the 1-hour Zoom meeting for you to review and decide on the best plan. We will then schedule a follow-up date to help you enroll so you get the coverage when you need it!
We will track your applications and notify you via email once the applications are approved, and in many cases, can provide you temp ID or the policy numbers so you can start using the coverage right away.
Let's face it, Medicare is Confusing!
While Medicare can be confusing, Cathy and her staff have tried to take this complicated topic and make it easy to understand; they are here to help clients and those referred to the CB Health Insurance office understand Medicare and all the options. Between understanding Medicare, figuring out the best options for you, picking a plan and enrolling, and understanding your plan throughout the year and options to change every year, CB Health Insurance has clocked in hours and hours with clients on the phone to assist and answer questions. Many times the same questions over and over.
That is why we created a YouTube channel where you can...
- Watch short, 5-10 minutes educational videos on different Medicare topics.
- Learn the basics of Medicare and
- Understand your choices and options
- Become Educated so you can make the BEST decision for your situation!
- Pause, rewind, and re-watch videos until you do understand and comprehend the topic.
DISCLOSURE
Our first priority is helping you find the BEST Medicare plans that suits your needs and budget. While our office is licensed with most of the Major A-rating insurance carriers in IL, we do not offer every plan in the state of Illinois. See list below. To see the entire list of carriers in IL, you can visit www.Medicare.gov or call 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all your options.
In the state of IL for calendar year 2025, there are 6 insurance carriers offering Medicare Part D prescription plans. Our office is licensed with all 6 carriers to sell 13 PDP plans. However, we are aware of at least 1 plan that cannot be offered through our agency; for info on all plans, visit www.medicare.gov.
For MAPD plans, there are 11 insurance carriers selling plans in the state of IL, and our office is licensed with 6 insurance carriers including Aetna, BCBS of IL (HCSC), Cigna, Humana, UnitedHealthcare/AARP, and WellCare/Centene. We do not currently represent Molina Health (1 HMO only in certain counties), Zing (2 HMO plans), Devoted (2 HMO and 1 PPO). Clear Spring Health (2 HMO plans); we are working on getting contracted with Essence health, a new carrier to IL for 2025.



