Our office and staff happily spend all the time needed to help you and your employees choose the right plan! We create a Custom spreadsheet of plan choices, review options, and hold Zoom Employee meetings! We will assist in completing forms, answering questions, and submitting all group paperwork to a carrier- being sure to check all documents and applications before submitting to the insurance carrier. We will often spend additional time assisting employees in understanding and picking a plan, verifying providers are in plan networks, and providing temp ID cards once the plan is approved. Our staff is available year-round to answer your questions (or questions from your office manager or employees), ranging from claims and billing issues or questions to COBRA and IL Continuation rules.
While we have never been a fan of charging fees to our clients, we wanted to make it affordable for small businesses why still having our staff provide all the help you need. With commissions cut and many agents leaving the small group market, we had to decide to stay or go as well. We chose to STAY because we LOVE working with small business owners, like us! We think our fees are reasonable and feel that in every case, we provide much more VALUE than the fee that is collected. Many of our small group clients have saved more in monthly premiums from their prior coverage - COBRA or individual insurance or other carriers - than the fee we charge, and were happy to pay it!
In addition, our office will advise you of the rules as they pertain to the ACA (Affordable Care Act) law, explain any requirements throughout the year, help annually on your renewal, and be available to help you and your Office manager or Admin on all the important info you need to know, including what happens when you must let someone go.
Let's face it - Insurance is confusing and you are too busy to become the expert. So let us help!
We do not currently charge a fee for groups with 10 employees or more enrolling in the group health plan.
