Our Process for Group Health Insurance Quotes

STEP 1

Complete the Group Co info form AND provide an EE Census forms, listing the employees and dependents who would like coverage.  Then return to our office via email.

Group Co. info and Census

Click Download if your company has

less than 20 employees.


Steps:

  1. Open the file by clicking Download.
  2. Save the document by clicking the  button. 
  3. Fill-in the form.
  4. Return to our office via email.
Download

Group Co. info and Census

Click Download if your company has

more than 20 employees.


Steps:

  1. Click Download.
  2. Save the document: File > Save As > Download a Copy.
  3. Fill-in the form.
  4. Return to our office via email.
Download
Step 2

Step 2

Our office will order quotes from the top carriers and put together a easy-to-understand proposal!  After receiving the completed forms from your company, we will verify receipt, reach out with any questions, and order quotes from the top A-rated insurance carriers. It can take several days to receive quotes, and our office needs to review quotes, verify info is correct, and put together a presentation of options.  This can take up to a week. 

Step 3 

Step 3 

Schedule Zoom call to review quotes!  Our office will reach out to you to schedule a Zoom Call with the key players at your company. This is the EASIEST way to review quotes and allows our office to review the quotes with all the key players of your company, even if they are logging in from various locations or states!   We will answer questions and make recommendations.  In addition we will review all the rules and requirements of your company to comply with the ACA laws and the insurance companies requirements.   

Step 4

Step 4

Decide on a plan and apply!  Our office will assist you in picking plans, completing the Employer forms and putting together materials to give to employees.  CB Health Insurance offers an online option to use EASE to enroll employees, and provides this option as a way for Employers to onboard all employees for FREE!  Whether you chose the online option or traditional paper applications, our office is happy to have Zoom meetings for the employees, answer questions, or talk to employees individually to help them pick the best option that suits their needs!  We assist employees in their plan choices, reviewing premiums and checking networks to confirm access to their Dr.'s and providers. 


We are licensed with the top A-rated insurance carriers in Illinois and are happy to provide quotes.   We can show you quotes with Blue Cross, and UnitedHealthcare®.

(NOTE:  There are the only 2 carriers currently selling a fully-insured, ACA small group plan in the state of Illinois.  Cigna, for example, does not offer plans to groups with less the 50 employees.  Aetna is now only selling Level Funded plans, and Humana recently exited the market in 2023.)

We can also discuss Level Funded plans, but we do not recommend them for groups with less than 10 people enrolled.   These plans work best when the risk is spread over a larger employee population, usually 20 or more employees and families enrolled. 

Our office is available to do a Virtual Employee Meeting or have employees contact our staff direct with their questions; we can assist you and the employees in looking up providers, understanding the difference in the plans, and helping them determine the best plan for their situation.