"What College Graduates Need to Know about Insurance"

Congratulations! Graduating college is a significant milestone in your life. One that will bring on many new and exciting life changes involving work, money, living space and possessions.

As you seek out new ventures, one thing you'll need is insurance. And one thing you'll want is good insurance, reasonably priced from a knowledgeable advisor.

There are four types of insurance you'll want to consider after college graduation:

  1. Health Insurance
  2. Disability Insurance
  3. Dental Insurance
  4. Life Insurance

Health Insurance

Let's say before starting your job you decide to take a month and backpack across Europe. You're in Paris when you begin feeling a pain in the lower right side of your abdomen that will not go away with an Alka Seltzer.

The pain gets worse. You finally get medical help. You discover you have appendicitis and need your appendix removed.

Wait a minute.

Do you even have health insurance?

Remember, as a full time student you can usually stay on your parent's health coverage until age 26 for most plans. So, check on what age you're no longer covered on their policy. 

With the new health care bill passed March 23, 2010, the law requires insurance plans to allow adult children to stay on their parents policy until age 26.  They do not have to be full-time students, living with their parents, and can even be married. 

However, after you turn age 26, you're responsible for insuring your health. Being without health insurance makes you vulnerable. Very vulnerable.

Discuss this important life decision with us. We can help you find the best health plan that suits your needs AND your budget. We are licensed with all the top insurance carriers and we're experts in the all of the different options in the ever changing world of health care.

Disability Insurance

How important is your paycheck?  What would you do if you didn't get a paycheck for a week, or two, or several months?  How would you pay your bills - car payment, auto insurance, credit cards, student loans and any other expenses?   How long could you survive without a paycheck? 

Some people would say that right now your biggest ASSET is the ability to earn a pay check. - if you had a machine in your basement that prints money, would you insure this?  YOU are that machine!  

You may think you are young and invincible, but what it...just what if...you had a terrible car accident and were laid up in a hospital for 3 months?  Will your company continue to pay you if you aren't there?  Probably not.  Will your bills stop coming because you are in the hospital?  Not a chance. 

Work with someone who specializes in protecting the very valuable paychecks for College Graduates - protecting it from a paycheck-stopping accident or illness.  Contact us at CB Health Insurance today.

The saddest words this agent ever hears are "I knew I should have done something." All you need to do is one simple thing... contact us.

We're your one stop insurance shop. We'll do all the work for you. Complete the FREE quote form today, or call us now 630-279-1739.

Dental Insurance 

Do you get your teeth cleaned regularly?  Do you have any idea how much this costs without insurance?  It could be more than you are willing to pay!

CB Health Insurance sells a variety of plans from full-blown dental insurance with coverage for all types of services - cleanings, exams, cavities, and root canals - to Preventative only plans and Discount Dental plans starting at $85/year - that's about $7/month - not bad!  Even you can afford that on your limited paycheck!

Simple call our office, complete the form or visit our Dental page or- http://www.cbhealthinsurance.com/insurance/products-and-services/dental    If you need further assistance, do not hesitate to call the experts at CB Health Insurance - 630-279-1742.

Life Insurance

You may think that you are not a candidate for life insurance - after all, who would suffer if you died? 

But ask yourself these questions:   Do you plan on getting married some day...buying a house...having children?   I'm guessing you said YES to at least one of these situations.  And I'm guessing that as your responsibilities grow, some day, you will be buying insurance....

Why not now?  

Did you know that the OLDER you get the more EXPENSIVE Life insurance becomes?   At CB Health Insurance, we have spoken to plenty of people in their 30's, 40's, and 50's who would love to pay a premium of a 20-something year old.  Why not lock in this low -cost today?  Because someday you will buy a house, get married, and maybe have kids. 

With some very basic information, we can email you a quote from all the top insurance carriers.   You will be amazed at how cheap this coverage really is.  This insurance is an investment in your future and the start of your new life as a responsible young adult!   Call 630-279-1739, email - info@cbhealthinsurance.com  or request a quote.