A recent study conducted by the Guardian Workplace Benefits group studied how Americans perceive and value their Employee Benefits.  The Employers that were interviewed did not believe that their employees were extremely satisfied with benefits (only 2 in 10 said yes EE's are extremely satisfied), and only 16% of Employers believe they are responsible for providing benefits to employees.

If you ask Employees their thoughts, here are the findings:  Nearly 2 out of 3 employees believe employers are OBLIGATED to offer benefits.  One third of the employees surveyed said they are Extremely Satisfied with benefits while the majority (more than 50%) said they are satisfied with benefits. Employees also believe their benefits play a major role in their financial security. 

Guardian found that many workers do not own other forms of insurance, including disability and life insurance or have retirement savings plans if these are not offered though their jobs.  "Even when employers offer these benefits, many workers do not take advantage because of poor decision-making and/or ineffective communication and education efforts," Guardian said.   Read more... EBN newsletter